Anyone can have an accident at work.
You should therefore be informed about how to proceed in such a case.
1 – Help the worker
First of all, the worker must be rescued.
In serious cases, the worker should be taken to the hospital closest to the accident site, where first aid can be given.
Subsequently, or in less serious cases, and after reporting the accident at work, they should consult the network of the insurance company with which the company has occupational accident insurance.
2 – Notify the employer of the accident at work
The worker or someone in their place must inform the employer, verbally or in writing, of the accident at work as soon as possible.
This report must be made within 48 hours of the accident.
If the injured person’s condition or another circumstance, duly proven, does not allow this deadline to be met, the 48-hour deadline is counted from the time the impediment ceases.
3 – Reporting the accident to the insurance company – the employer’s obligation
The employer must notify the insurance company of the accident within 24 hours.
4 – Workman’s Compensation Insurance
Accident at work insurance guarantees that the employee has access to the necessary and appropriate medical and nursing care for the injury suffered.
To find out which clinic you will be treated at, you can consult the network of providers on your insurer’s website or ask your employer directly.
SEPRI treats claimants from Tranquilidade, Liberty Seguros, Victoria, TrueClinic, Trust and MAPFRE.
During this period, the insurance can guarantee the payment of necessary travel expenses, as well as medication and pharmaceuticals.
Cash compensation is also provided for the worker, the amount of which will depend on various factors, including the degree of incapacity for work established after the accident.
5 – An accident at work may result in temporary or permanent incapacity for work.
– Temporary incapacity can be partial or absolute.
– Permanent incapacity can be partial, absolute for normal work or absolute for all work.
The determination of incapacity is made by the claimant’s doctor and in accordance with the national table of incapacities for accidents at work and occupational diseases.
What is an accident at work according to the law?
According to Law 98/2009, an accident at work is one that occurs at the place and time of work, causing bodily injury, functional disturbance or illness resulting in a reduction in working capacity or earning capacity, or even death.
The workplace is understood to be any place where the worker is or must be in order to carry out his professional duties and where he is directly or indirectly subject to the employer’s control.
Under the terms of the law, accidents at work are also considered to occur on the way to or from the workplace.
